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Wednesday 20 November 2013

Bangalore Plot & land property “A or B Khata”

New Generation Bangalore investors  have come to a cross road, saying “Having an apartment  is not enough, searching for  little land of  own”.


I came across the question from one of my friend’s  son  who is interested to purchase a Plot in Bangalore and that land falls under ‘B Khata’. He asked me about the  goodness  to have a property with B khata and what is the difference between A and B Khata creating Confusions all over. Soon I picked up my Phone and Laptop insisted of Pen and Paper, thinking of putting an end to confusions. This is the extract of few land Law Practicing friends told from Bangalore.  

Let us know at what is meant by “Khata” according to BBMP (Bruhat Bangalore Mahanagara Palike).  Khata is an account of assessment of a property, recording details about your property such as size, location, built up area and so on  for the purpose of payment of property tax. It is also a kind of identification of the person who is primarily liable for payment of tax.  It is required when you require a building license, trade licence or loan from banks or any other financial transactions. It is mandatory for all property owners to pay property tax, hence you need to have Khata. This is almost same as elsewhere in other state with different  tag.  
                                    

The difference between Khata and Title Deed is, Khata is an account of assessment of a property for payment of tax only. Hence Khata will not confer ownership of once property. Whereas Title Deed is the valid document which confer ownership of once property.

Have a close look at the reasons behind the origin of A Khata and B Khata lands. In 2007 those under the seven City Municipal Councils (CMC) of Bommanahalli, Dasarahalli, Krishnarajapuram, Raja Rajeshwari Nagar, Mahadevapura, Byatarayanapura, Yelahanka, one Town Municipal Council (TMC) of Kengeri and 110 villages, were brought under the fold of the Bangalore Mahanagara Palike (BMP). Following this expansion and creation of the Bruhat Bangalore Mahanagara Palike (BBMP), those who did not have appropriate approval from the concerned land development authority and yet to come under the ambit of the Palike were issued an acknowledgment which was in common parlance known as B Khata.

However, in reality, ‘B’ Khatha does not exist. Property identification numbers are entered into a register called as  ‘B’ register stating that the civic agency has been paid its dues by the property owners. For citizens in need of an approval from the appropriate land development authority but have a Deputy Commissioner (DC) conversion, the BBMP re-introduced Betterment Charges which will entail people to take a Khata on their property. This is how B Khata originated in the mind of property owners,  but legal ownership is intact. 



Now the disadvantages of having B khata is that, you will not get building license, trade licence or loan from banks or any other financial transactions. Hence it is big hurdle to have B Khata land. It’s good to know what are the ways of converting  B Khata land to A khata.
As simple as else were, by  paying some betterment charges  to Corporation , you can convert B Khata to A Khata. But you will face lot of hurdles, few of them are as below.

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